How local law shapes account access
Our Legal notice explains which conditions apply before account access, how we use details supplied during phone verification, and why payment records may be retained for account and transaction checks. Access depends on local law, so you should read this page alongside any notices shown during
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account entry. DANA, OVO, GoPay and QRIS may appear as named payment references, while bank transfer and virtual account records can require matching account details before a request is processed. We do not describe access as universal; where local law permits, the account path continues after
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the required checks are complete. If a rule changes, we place the updated wording on this Legal page and identify the relevant date so you can compare the current terms with the version you previously accepted.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.